Pure, high-cover protection for your family
Term insurance replaces your income for your dependents if you're not around, sized correctly, it's the most efficient protection rupee-for-rupee.
Cover that stands in for your income.
Keep their lifestyle secure if you're gone.
Make sure loans don't fall on your family.
Peace of mind for the years ahead.
Term insurance pays a lump sum to your family if you are not around. It has no maturity value, which is exactly why it is the cheapest way to buy a large cover. It is protection, not an investment.
The common mistakes are buying too little cover, buying it late, or mixing it with an investment product. We calculate the cover your dependents would actually need and compare plans from several insurers.
We list your income, loans, dependents and existing cover.
We calculate how much cover and for how many years your family would need.
We compare insurers on claim settlement record, features, riders and premium.
We help you complete the proposal honestly and review the cover as life changes.
It depends on your income, loans, dependents and goals. We calculate a figure with you rather than using a generic rule.
It is like any insurance: you pay for protection, not for a payout. The value is that your family is protected during the years it matters.
As early as possible. Premiums are lower when you are younger and healthier, and they stay fixed for the term.
Options vary by insurer and depend on the family's financial profile. We will check what is available.
Investments are subject to market risks and returns are not guaranteed. This page is for general information and is not a personal recommendation. Please read all scheme and policy documents carefully.
