Know your number, and how to get there
We estimate what retirement will actually cost you, adjust for inflation, and work backward to the SIP and asset mix that gets you there.
Work out what retirement will really cost.
Plan for prices rising over the years.
A monthly SIP aimed at your retirement date.
See how far today's savings will take you.
Draw a steady income from your corpus.
Turn savings into a dependable monthly income.
Retirement may last twenty five years or more, with no salary and with costs that keep rising. Without a plan, it is hard to know whether you are saving enough or whether your money will outlast you.
We estimate what your lifestyle will cost at retirement after inflation, work backwards to the corpus you need, and build the SIP and asset mix that moves you towards it. After you retire, we help you draw an income from that corpus in a steady, tax-aware way.
We map your current expenses, existing savings, EPF or PPF and expected retirement age.
We calculate the corpus needed after inflation and the monthly investment to build it.
We invest across equity, debt and hybrid funds suited to how many years remain.
We review yearly and, once you retire, set up a systematic withdrawal plan.
As early as you can. Starting ten years earlier can reduce the monthly amount needed by a large margin.
For most people it is not enough on its own. We calculate the gap between what it will provide and what you will need.
Commonly through a systematic withdrawal plan from a mix of funds, along with other income sources. We design it around your expenses and tax situation.
This is why we shift gradually to safer assets in the years before retirement and keep a buffer for the first few years of expenses.
Investments are subject to market risks and returns are not guaranteed. This page is for general information and is not a personal recommendation. Please read all scheme and policy documents carefully.
