Cover sized to real hospitalisation costs
Employer health cover usually isn't enough on its own. We help size an independent policy that continues regardless of job changes.
A policy that covers one person.
One policy shared across the family.
Cover that fits higher medical needs.
Extra protection for major illnesses.
A single hospital stay can wipe out years of savings. Health insurance pays for hospitalisation so your investments stay intact. An employer's group cover helps, but it usually ends when you change jobs or retire.
Policies differ widely in room rent limits, waiting periods, sub-limits and exclusions. We help you understand the fine print and choose cover that works when you need it, not just on paper.
We learn about your family's ages, health history, city and existing cover.
We suggest a sum insured and structure, such as individual, floater or a top-up.
We compare insurers and policy terms side by side in plain language.
We help at renewal and support you with the claim process when it matters.
Usually not. It can end when you leave the job, and the amount may be too low. A personal policy gives you continuity.
A floater is economical for young families, while individual policies can suit parents. We compare for your case.
Every policy has exclusions and waiting periods. We walk you through them before you decide.
We guide you through cashless and reimbursement claims so that the process is less stressful.
Investments are subject to market risks and returns are not guaranteed. This page is for general information and is not a personal recommendation. Please read all scheme and policy documents carefully.
